Financial Calculators

Plan your wealth with India's most comprehensive free calculators — SIP, EMI, FD, PPF, Tax & more.

📈 SIP Calculator

Calculate returns on your monthly Systematic Investment Plan

Monthly Investment (₹) ₹5,000

Expected Return (% p.a.) 12%

Time Period (Years) 10 Yrs

Formula Used M × ({[1 + i]^n – 1} / i) × (1 + i) where i = monthly rate, n = months

📊 SIP Results

Invested Amount

Est. Returns

Invested Amount₹6,00,000

Estimated Returns₹5,61,695

Total Wealth Created₹11,61,695

Absolute Return93.6%

💰 Lumpsum Calculator

Calculate returns on a one-time investment

Investment Amount (₹) ₹1,00,000

Expected Return (% p.a.) 12%

Time Period (Years) 10 Yrs

📊 Lumpsum Results

Principal

Returns

Principal Amount₹1,00,000

Estimated Returns₹2,10,585

Total Value₹3,10,585

🏠 EMI Calculator

Home loan, car loan, or personal loan EMI calculator

Loan Amount (₹) ₹30,00,000

Interest Rate (% p.a.) 8.5%

Loan Tenure (Years) 20 Yrs

📊 EMI Breakdown

Principal

Interest

Monthly EMI ₹26,035

Principal Amount₹30,00,000

Total Interest₹32,48,400

Total Payment₹62,48,400

🏦 FD Calculator

Calculate maturity amount for Fixed Deposits

Principal Amount (₹) ₹1,00,000

Interest Rate (% p.a.) 7%

Tenure (Years) 3 Yrs

Compounding

📊 FD Results

Principal

Interest Earned

Principal₹1,00,000

Interest Earned₹23,144

Maturity Amount₹1,23,144

🛡️ PPF Calculator

Public Provident Fund — 15 year tax-free savings

Yearly Investment (₹) ₹1,50,000

PPF Interest Rate (%) 7.1%

Tenure (Years) 15 Yrs

PPF Tax BenefitInvestments up to ₹1.5L qualify under Section 80C. Returns and maturity are completely tax-free (EEE status).

📊 PPF Results

Total Invested

Interest Earned

Total Invested₹22,50,000

Interest Earned₹18,18,209

Maturity Value₹40,68,209

📊 CAGR Calculator

Find the Compound Annual Growth Rate of any investment

Initial Value (₹)

Final Value (₹)

Duration (Years)

FormulaCAGR = [(Final Value / Initial Value)^(1/Years) − 1] × 100

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Compound Annual Growth Rate

12.0%

per annum

Absolute Return210.6%

Gain/Loss+₹2,10,585

📋 Income Tax Calculator

FY 2025–26 — New vs Old Tax Regime comparison

Annual Income (₹) ₹10,00,000

80C Deductions (₹) ₹1,50,000

Home Loan Interest (₹) ₹0

📊 Tax Comparison FY 2025–26

OLD REGIME

₹1,12,500

Tax Payable

NEW REGIME

₹60,000

Tax Payable

You save with New Regime

₹52,500

Effective Tax Rate (Old)11.25%

Effective Tax Rate (New)6.0%

🎯 Goal Planner

How much SIP do you need to reach your financial goal?

Target Amount (₹) ₹50,00,000

Expected Return (% p.a.) 12%

Time to Goal (Years) 15 Yrs

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Required Monthly SIP

₹9,825

per month for 15 years

Total to Invest₹17,68,500

Wealth Gain₹32,31,500

Target Corpus₹50,00,000

⏳ Investment Time Machine

Real data · stock splits · bonus issues · dividends — NSE India + Yahoo Finance

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100% Free

All calculators are completely free, no login required

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Instant Results

Real-time calculations as you move the sliders

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India-Specific

Tailored for Indian tax laws, PPF rules, and market rates

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Mobile Friendly

Works perfectly on all devices and screen sizes